Disclaimer

Last Updated: January 30, 2026

No Professional Advice

Base Pivot is not:

• A licensed real estate brokerage or agency
• A financial advisory service
• A legal firm providing legal advice
• A tax preparation or accounting service
• A mortgage lender or broker

Our content, tools, calculators, and recommendations are educational resources designed to help you understand Montreal real estate market dynamics. They are not a substitute for professional advice tailored to your specific situation.

Market Data and Analysis

Data Accuracy

We strive to provide accurate and up-to-date information, but:

• Market data may have reporting delays
• Data sources may contain errors or inconsistencies
• Market conditions change rapidly and unpredictably
• Historical data does not guarantee future performance

Analysis and Interpretation

Our market analysis represents our interpretation of available data and trends. Other professionals may interpret the same data differently. Our analysis:

• Reflects general market conditions, not specific properties
• May not apply to your individual circumstances
• Should be considered alongside other research and professional advice

Calculators and Tools

Our calculators and tools provide estimates only. They:

• Use generalized assumptions that may not reflect your situation
• Do not account for all variables affecting real estate decisions
• Should not be your sole basis for financial decisions
• May contain errors or produce inaccurate results

Always verify calculator results with qualified professionals including mortgage brokers, financial advisors, and accountants before making decisions.

Neighborhood Information

Our neighborhood guides provide general information about Montreal areas. However:

• Characteristics vary significantly within neighborhoods
• Statistics represent averages and may not reflect specific streets or buildings
• Neighborhoods evolve over time
• Individual preferences and needs vary

Always visit neighborhoods in person, speak with local residents, and consult local experts before making location decisions.

Investment and Financial Decisions

Real estate investing carries risk. Do not rely solely on our content to make investment decisions.

• Past performance does not predict future returns
• Market conditions can change unexpectedly
• Individual properties may perform differently than neighborhood averages
• Real estate is illiquid and may be difficult to sell quickly

Consult with financial advisors, accountants, and real estate professionals who understand your financial situation and goals.

Mortgage and Lending Information

Information about mortgages, interest rates, and lending policies is subject to change. Always:

• Verify current rates with lenders
• Get pre-approval before making offers
• Understand all terms and conditions
• Consult with mortgage professionals

Qualification requirements, rates, and lending policies vary by lender and individual circumstances.

Legal and Tax Matters

We provide general information about Quebec real estate laws and tax implications, but:

• Laws and regulations change frequently
• Tax implications vary by individual situation
• Legal documents require professional review

Always consult a Quebec notary, real estate lawyer, and tax professional for advice specific to your transaction.

Third-Party Content and Links

Our website may contain links to third-party websites or reference third-party information. We:

• Do not control or endorse third-party content
• Are not responsible for accuracy of external information
• Do not guarantee availability of external resources

No Guarantees

We make no guarantees regarding:

• Accuracy or completeness of information
• Results from using our tools
• Future market performance
• Outcomes of decisions based on our content

Personal Responsibility

You are solely responsible for:

• Verifying information before making decisions
• Consulting qualified professionals
• Understanding risks associated with real estate
• Conducting proper due diligence

Limitation of Liability

Base Pivot and its owners, employees, and affiliates shall not be liable for any losses, damages, or negative outcomes resulting from your use of our content, tools, or services.

This includes, but is not limited to:

• Financial losses from real estate transactions
• Missed opportunities or timing decisions
• Errors in calculations or analysis
• Reliance on outdated information

Questions or Concerns

If you have questions about this disclaimer or our content, contact us. However, please remember that any response we provide is still for educational purposes and not professional advice.

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By using Base Pivot, you acknowledge that you have read and understood this disclaimer and agree to its terms. You understand that our content is educational and that you must consult qualified professionals before making real estate decisions.